Empty Property Insurance
A lot of people need to insure their empty houses, for example if its up for sale or having maintenance done to the property.
There are Empty Property Insurance policies out there for your specific needs.
You are able to buy 3, 6 or 12 month polices for your unoccupied property, and there are different levels of cover available to suit your needs and budget.
What is covered by Empty Property Insurance
Empty Property Insurance is typically broken down into the following areas:
- Buildings Insurance
- Contents Insurance
- Property Owners Liability
- Legal Expenses
What to look out for with Empty Property Insurance
When arranging your Empty Property Insurance, it is important you have the correct cover for your needs.
For example, some polices will only cover you for damages by fire, lightening, earthquake and explosion. This means you will not be covered for escape of water by a damaged pipe, which is one of the most frequent cause of damage in an unoccupied property.
Other things to look out for are the terms and conditions of the policy. For example, you may be required to drain water systems, maintain a minimum temperature or even board up letter boxes at the building.
Some of these requirements might be impractical, so it is essential to work with a specialist Property Insurance Broker to help negotiate the best possible terms for you.
Contact us for a Empty Property Insurance quote
We are often arranging Empty buildings Insurance for various property types such as:
Get Empty Property Insurance Fast
Contact us now for a not obligation quote – in most cases you can get a quote and go on cover on the same day
”Dan at Evans Insurance Brokers arranged Unoccupied Property Insurance for me urgently – Direct Line would no longer insure my property as the tenant had moved out. He was a life saver! I was really worried and had 2 days to sort it but Dan’s the man! He sorted it all out for me and took the stress away.” – Catherin Boyd, Wigan .