It can cover claims brought against them for a range of issues such as:
- Sexual harassment
- Wrongful dismissal by employees
- Incorrect selection for redundancy
EPL stands for Employment Practices/Practices Liability.
EPL Insurance is VERY different from Employers Liability Insurance.
Why you need EPL Insurance
If you have employees this cover is essential.
Tip: if you only have Employers Liability Insurance, you are exposed to potential claims which could reach thousands of pounds in defence costs and awards.
EPL Insurance Claims Examples
Constructive Dismissal and Harassment
Following his resignation, an employee at a
clothing retailer claimed that he had suffered
abuse and derogatory remarks over his sexuality
for an 18-month period. He alleged that he had
raised a grievance against his former manager but
this had been ignored, forcing him to leave.
The tribunal found in his favour and he was awarded £62,000
plus his legal fees. This left the company with a total bill of >£90,000.
A tribunal heard that a former employee of a car
parts retailer had been the subject of bullying and
harassment by managers after becoming pregnant.
She was awarded £16,000.
An IT consultancy faced a claim from a former
employee who had been made redundant. The
employee claimed he should not have been
selected for redundancy as he had taken a salary
sacrifice in the last year.
The legal fees in successfully defending the case were more
Get a quote for EPL Insurance today
You can protect yourself for less than £25.00 per month and in some cases this can also include the equally-important Directors and Officers Insurance within the cost!
Contact us today for a no obligation quote.
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