T is for Travel Insurance
When planning a holiday, one of the last things people think about is often their Travel Insurance arrangements.
You may need Travel Insurance for either your personal/family trip, or if you are organising a business trip. It is always important to be covered when leaving the country, as unfortunate events can often be costly.
For example, you could be left stranded without your passport or you may have been injured and need medical attention, which can be expensive if you do not have the correct cover.
What’s covered by Travel Insurance?
All policies are slightly different, but here are some areas that could be covered under a typical Travel Insurance Policy:
- Medical and other expenses
- Cancellation or Curtailment
- Loss of Passport
- Hospital Transfer Costs
- Personal Liability
- Delayed Baggage
- Missed Departure
- Travel Delay
- Legal Expenses
- Personal Accidents
- Loss of Pet Documentation
- Seat Bumping
- Contingent Liability
If you are a business, many travel insurance policies can be extended to include your business equipment too.
What to look out for with Travel Insurance
When arranging Travel Insurance, it is important to make sure you are getting the correct cover for your personal needs, and reading through all the small print, as you could find yourself with a problem, if you haven’t checked it carefully.
Be sure to tell the insurer about any medical conditions you may have, as if you don’t declare these then the insurer may refuse to pay your claim.
Make sure that you discuss what options you have with an experienced professional, before making any final decisions.
Contact us for a Travel Insurance quote
We are regularly arranging Travel Insurance for individuals and businesses – contact us today for a no obligation quote
“Tiernee arranged my family holiday insurance. Fast, efficient and hassle free. Couldn’t ask for anything more. Who needs a Meerkat when you have Evans Insurance!” – Daniel Green, Essex
Evans Insurance Brokers – Independent Insurance Brokers in Essex