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Specialist Insurance via Practical HR

 

Please print and complete your application form then email to PHR@evansinsurance.co.uk :-

Click here to download your application form

Once in receipt of your completed form, we will then be able to confirm the premium and terms for both Employment Practices Liability as well as full Management Liability* (recommended).

Click here to download the Policy Booklet

Please note all prices quoted do not include our £35.00 admin fee, which is invoiced separately.

*Why we recommend Full Management Liability

 

In addition to Employment Practices Liability, we would strongly recommend you also take out Directors & Officers Insurance as well as Corporate Legal Liability cover.

Directors’ and Officers’ Liability

This covers your personal wealth for defence costs incurred during a claim and awards made against you. For example:

  • claims by investors or other shareholders (including other directors)
  • defence costs and awards of claims arising from your personal involvement with the administration of any company pension

Claims example

Mismanagement – a director of a sporting goods group faced a claim from his former employer after allegations that he had acted in breach of his duties as a director in running the business.

Costs in successfully defending the director were more than £30,000.

Corporate Legal Liability

This covers your company against defence costs and awards associated with events such as:

  • allegations you have breached regulations, for example Tax, Health & Safety or Trading Standards
  • claims by investors or shareholders
  • direct financial loss from employee dishonesty.

Claims Example

Pensions Error – an employee of a management consultancy group made a claim alleging that the company had not added her to the group’s pension scheme as instructed a number of years earlier.

The company were held liable and were required to pay £20,000 to compensate for her loss.

 

For help and advice, call us on 01708 289 525 or chat with us live during business hours.

 

 

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